App: Traffic Toronto

 

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Relevant App Background: "Traffic Toronto is the fastest way to get to the traffic web cams that matter to you. Instead of browsing to a web site and working your way through the menus and map graphics to find a web camera just open Traffic Toronto on your iphone and go straight to the camera you want with one click..." ("Traffic Toronto", https://apps.apple.com/ca/app/traffic-toronto/id642134055)

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Relevant Background on Gridlocks: "Currently, the GTA and surrounding regions are experiencing an intensification of development, particularly in Toronto's downtown core. The surge of development has sparked an increase in people living, visiting, working and commuting within Toronto. Consequently, this has led to an urgent need for new transportation and transit options to efficiently accommodate greater numbers of people. As travel times become longer and trips become more prone to fluctuations in duration, residents and businesses must account for more contingency planning. This, combined with increased commute times, result in a tremendous loss of productivity. The core cost of gridlock is found by multiplying the amount of time each person wastes in congestion by the value of their time. Collectively, the cost of congestion to the regional economy is valued at over $6 billion per year... . Furthermore, the full cost of congestion consists of more than just time spent sitting in traffic. There are a multitude of logistical, economical, social and health-related effects which arise when people and goods cannot move efficiently. For instance, the increase in gridlock creates a human resources challenge for employers who must match the right people with the right jobs. Commuting times increasingly play a role in determining which jobs prospective employees take... . In essence, the right employee may not take the right job because the commute is too cumbersome, in turn adversely affecting the employee, employer and the economy as a whole.." ("HIGH COST OF GRIDLOCK AND TRAFFIC CONGESTION", https://www.toronto.ca/legdocs/mmis/2014/ex/bgrd/backgroundfile-72899.pdf )

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Relevant Insurance Coverage for Business, Office & Gaming Equipment :
a) Personal Property Coverage that covers all electronics from perils like theft
b) Business equipment and Data Coverage
c) Commercial equipment coverage that covers computers, photo copiers and other electronics
d) Auto Insurance: OPCF 38 - Agreed limit for automobile Electronic Accessories and Equipment
e) Travel & Health
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