App: ParkWhiz


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Relevant Background: "ParkWhiz is an e-parking service that allows users to book parking spaces before reaching their destinations. ParkWhiz headquarters is located in Chicago, Illinois...ParkWhiz works with 4,000 parking facilities in over 50 major cities and 35 states.[4] Founders Dalal and Thornton conceived the ParkWhiz concept in 2004 after becoming frustrated with the problem of locating parking during baseball games.[5] While parking spaces were available at various parking facilities, there was no organized system for determining their location or their price.[5] ParkWhiz service allows users to locate and purchase parking spaces online and on mobile devices before reaching their destinations...ParkWhiz allows drivers to locate and purchase daily, monthly, and event-based parking through its web and mobile applications.[6] Users of the ParkWhiz service are able to compare prices, locations, and amenities.[7] After drivers select a spot and process their payment, they are given an electronic parking pass that can be printed or presented on a smartphone or tablet.."(https://en.wikipedia.org/wiki/ParkWhiz)
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Relevant Background: "

What are the relevant laws and insurance rules in Ontario’s parking lots?

Some laws are specific to private parking lots, while others are enforced no matter where you’re driving in Ontario. Most of them are no-brainers though (e.g. “don’t drink and drive”).

  • You must obey any traffic signs within the parking lot.
  • If you’re on a main lane, you have the right-of-way over secondary, feeder lanes. (A main lane generally enters or exists the lot.)
  • If you’re pulling out of a parking spot, you do not have the right-of-way.
  • If you open your door and hit another vehicle, it’s your fault.
  • If you and another driver are both backing out and hit one another, you are likely both at fault.
  • If you hit a legally parked car, you are at fault.
  • If you are parked illegally and someone hits you, it is usually your fault.
  • If someone is injured in your parking lot accident, you must report it to the police.
  • If your accident causes $2,000 or more in combined damage (vehicles and property) then it must be reported.
  • You cannot drive intoxicated by drugs or alcohol.
  • Leaving the scene of an accident without giving your personal information can lead to criminal charges.." (Link)
  • ***

Relevant Material: "Parking violation penalty amount(s) can range from $15 to $450 depending on the violation..." (Link)

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Relevant Material: "In Southern Ontario alone, a 2018 study identified a shortage of 1,200 to 2,600 truck parking spaces, with shortfalls particularly intense around Toronto.

As for those who cross the border, the U.S. Federal Highway Administration estimates a nationwide shortage of more than 40,000 truck parking spaces there. The Owner-Operator Independent Drivers Association (OOIDA) has identified just one parking spot for every 11 trucks on the road..." (Link)

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Relevant Material on Car scratches: "There’s nothing worse than hearing the ear-splitting sound of something scraping down the side of your car—or worse, coming back to your parked car and finding that it is all scratched up.

Car scratches are not all handled the same when it comes to car insurance; a lot of variables come into play. How your car was scratched also impacts whether you need to report the incident to the police.

Learn what kind of car insurance claim are you looking at if you have a scratch on your vehicle and whether your should report scratches to your insurance.

Key Takeaways

  • Comprehensive insurance covers scratches caused by vandalism, falling tree branches, or a runaway shopping cart.
  • Collision insurance covers scratches from driving, such as scraping a mailbox or being sideswiped by another vehicle.
  • You'll have to contact your insurance company if you don't know what caused the scratch.
  • You may be better off fixing minor scratches on your own if the damages are less than your deductible.
  • You do not need a police report to file an insurance claim unless your car was vandalized, but it can be helpful to have one... "(https://www.thebalancemoney.com/car-scratches-and-car-insurance-527084)

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Relevant Insurance Coverage for Business, Office & Gaming Equipment:

a) Personal Property Coverage that covers all electronics from perils like theft
c) Commercial equipment coverage that covers computers, photo copiers and other electronics
d) Auto Insurance: OPCF 38 - Agreed limit for automobile Electronic Accessories and Equipment
e) Travel & Health
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